Quick Links:

 

What is an 80/20 Mortgage?

 

Why use an 80/20 Mortgage?

 

How do I apply for an 80/20 loan?

 

What about 80/10/10 programs?

 

What about 80/15/5 programs?

 

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80-20 Purchase Programs!

Don't let your bad credit get you down. We have programs for you!

Ameriquest Mortgage

 

Great Programs with no PMI!

Our lenders will compete to get you the best deal around!

PlanetLoan.com

 

Bad Credit Purchase Programs?

Apply today and receive up to four refinance quotes in minutes!

Lender's Block

 

New Purchase - No Credit Check and No Obligations

Receive a Free, No Obligation competitive mortgage quote now! Bad credit is allowed!

All Options Mortgage

 

Get a Mortgage without PMI

Our lenders will compete to get you the absolute best deal possible.

PlanetLoan.com

 

80-20 Purchase Programs!

Don't let your bad credit get you down. We have programs for you!

Ameriquest Mortgage

 

Great Programs with no PMI!

Our lenders will compete to get you the best deal around!

PlanetLoan.com

 

Bad Credit Purchase Programs?

Apply today and receive up to four refinance quotes in minutes!

Lender's Block

 

New Purchase - No Credit Check and No Obligations

Receive a Free, No Obligation competitive mortgage quote now! Bad credit is allowed!

All Options Mortgage

 

Get a Mortgage without PMI

Our lenders will compete to get you the absolute best deal possible.

PlanetLoan.com

 

 

 

 

 

80/20 Mortgage Financing

 

Our Preferred Lenders for 80/20 Mortgage Loans:

  1. LowerMyBills.com -- You will get up to four individual offers from their database of home lenders that specialize in bad credit. This is a great place to start your search.

  2. Ameriquest Mortgage -- Ameriquest Mortgage is one of the most recognized lenders in the U.S.

  3. PlanetLoan.com -- This company will work to get you the best loan available.

  4. LoanApp.com -- LoanApp.com is another mortgage website that will submit your information to multiple lenders who will compete for your business.

What is an 80/20 Mortgage Loan?

To avoid costly private mortgage insurance (also know as PMI), many smart loan shoppers (who do not have down payment money) will purchase a home with two mortgages. The first mortgage is for 80 percent of the home's value and the second mortgage (either a loan or a variable line of credit) will cover the remaining 20 percent. Although it may sound strange to have two mortgages instead of one, there are many benefits including costs and tax savings.  Apply Now for an 80-20 Mortgage Today!

 

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Why Use an 80/20 Mortgage Loan?

If you are considering purchasing a home, but do not have the required 20 percent down payment, you should consider an 80/20 mortgage. Often times, the little bit more you might pay in interest on the second mortgage is considerably less than paying private mortgage insurance (PMI) on a FHA loan. Apply Now for an 80-20 Mortgage Today!

 

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How Do I Apply for an 80/20 Mortgage Loan?

The best way to see if an 80/20 mortgage loan is for you is to visit one or more of the lenders listed at the top of this page.

 

When you visit these websites, you will need to complete a short form. This is NOT a loan application. It is simply a lead form so that the lender (or it's affiliate lenders) can contact you directly and share their offers and promotions. Since credit is not pulled until you agree to complete a formal loan application, a smart borrower should complete forms at multiple websites and compare offers.

 

Companies will differ on interest rates, closing costs and turn around times. Get multiple offers and analyze them closely then choose the right deal for you and your family. Don't be afraid to complete forms at all of the websites listed above and see which one has the best 80/20 deal!

 

Compare Multiple Loan Offers - You Choose the Rate! Click Here!

 

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80/20 Lender Ads:

 

  Bad Credit OK!  Click Here to Refinance.

 

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